Trusted Partners in Real Estate Investing

Simplifying Real Estate Investing

Money sitting in a savings account often isn't keeping pace with inflation. Real estate can be a powerful way to build wealth, but managing properties, tenants, and repairs takes time and expertise.

At H&M Capital Partners, we make real estate investing simple. We handle the research, acquisition, and management, allowing you to invest with confidence while focusing on what matters most to you. Our goal is to be a trusted partner on your financial journey.

Add Multifamily Real Estate To Your Portfolio

"Achieve financial freedom through real estate investing"

We help our investors enjoy passive real estate income without the hassle of management. We create win-win investment opportunities in the Multifamily asset class.

Why You Should Add Real Estate to Your Investment Plan

CASH FLOW

After expenses, quarterly distributions go out to investors.

STABILITY

Multifamily is less volatile and continues to outperform traditional stock-based investments.

CASH FLOW

After expenses, quarterly distributions go out to investors.

LEVERAGE

You can leverage real estate; this allows you to buy a $10M property with only $2.5M.

AMORTIZATION

Residents pay down debt which creates equity, which leads to long-term wealth.

APPRECIATION

Forced appreciation through strategic value plays increases the overall value of the property.

About Our Firm

Invest with Confidence. Leave the Management to Us.

At H&M Capital Partners, we help you scale and diversify your real estate portfolio through passive investments in real estate syndications (group investments).

Instead of handling tenants, repairs, and operations, our team manages the investments for you—so you can invest confidently while your capital is put to work.

  • Contract review and negotiation expertise

  • Title examination and issue resolution

  • Investment property legal guidance

  • Residential and commercial closings

  • Real estate dispute resolution

  • HOA and property management matters

Our Mission

Our mission is to equip investors with the knowledge, experience, and guidance needed to make informed decisions and build lasting financial freedom.

We believe real estate is one of the most reliable paths to generating sustainable passive income. Our vision is to serve as a trusted gateway into passive real estate investing—helping individuals and families grow wealth with confidence and clarity.

Through this approach, we aim to help you create consistent passive income streams so you can reduce financial stress, spend more time with your family, and focus on what truly matters in life.

Our Managing Partners & Leadership

Mary Chries Concha Thia

Managing Partner

Mary Chries Concha Thia, MBA is a multifamily real estate investor with a strong foundation in finance, leadership, and strategic planning. She specializes in identifying and executing investment opportunities that deliver consistent returns while creating long-term value for investors and the communities she serves.

Mary Chries began her real estate journey in 2021 by investing in single-family homes, quickly building a solid understanding of market dynamics, asset performance, and operational efficiency. Recognizing the scalability and impact of larger assets, she strategically expanded into multifamily real estate, where she focuses on acquiring and managing apartment communities with a disciplined, data-driven approach.

Her investment philosophy is grounded in clarity, risk awareness, and long-term value creation. She is committed to making informed decisions that balance strong financial performance with sustainable growth, ensuring each investment contributes to lasting wealth and stability.

Passionate about working with people, Mary Chries is dedicated to helping individuals and families build generational wealth through real estate. She values education and mentorship, actively sharing knowledge and empowering others to make confident, informed investment decisions. Through her work, she aims to create not only financial opportunities, but also meaningful, positive impact in the lives of those she serves.

Hector Ramos

Managing Partner

Hector Ramos, MBA is a multifamily real estate investor and operations professional with a strong track record of leading the day-to-day execution of complex organizational programs. He brings comprehensive experience overseeing operational, administrative, and strategic functions to ensure efficiency, scalability, and the consistent achievement of business objectives.

Throughout his career, Hector has successfully directed general operations across a diverse range of business processes, with a particular strength in managing client and stakeholder relationships. His ability to align cross-functional teams, streamline workflows, and coordinate with key partners enables seamless program execution and long-term value creation.

Driven by a passion for people, Hector is committed to improving lives through real estate. He focuses on creating opportunities that foster financial independence and generational wealth, while delivering quality housing and strong, community-centered outcomes.

Our Advisory Board

Jim Stuart

Jim started his multifamily journey buying his first 8 unit building in 1991. Fast forward to today, and he has been involved in many thousands of multifamily units both as a General Partner and Limited Partner. He is a 30+ year seasoned business executive and owner, successfully building several companies including a global manufacturing and distribution company. Jim takes a very practical but strategic approach in maximizing the opportunities for a win-win approach for both the investors and management teams. Jim has acquired over 3,500+ units in the US, successfully exited out of 1,800 units (2017-2021) and currently is involved 2,200+ units.

Achieve financial freedom through real estate investing

Schedule a strategy call today and receive clear, trusted guidance on your real estate investment journey. Our team is here to support you every step of the way.

We provide our investors with exclusive access to multifamily investment opportunities focused on stability and long-term value.

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  • Phone: (415) 949-2647

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