TERMS OF SERVICE

H&M Capital Partners Effective Date: June 21, 2026

1. Acceptance of Terms

By submitting any form on this website, you ("Client" or "User") agree to be bound by these Terms of Service. If you do not agree to these terms, please do not submit your information.

2. About H&M Capital Partners

H&M Capital Partners ("the Company," "we," "us," or "our") provides investment and wealth management services. The information collected through this form is used to evaluate your needs and connect you with appropriate services.

3. Not Financial Advice

The information provided through this website and any subsequent communication does not constitute personalized financial, legal, or tax advice. All investment decisions should be made in consultation with a licensed financial advisor. Past performance of any investment is not indicative of future results. All investments involve risk, including the possible loss of principal.

4. Eligibility

By submitting this form, you represent that you are at least 18 years of age and legally capable of entering into a binding agreement. You also confirm that the information you provide is accurate and complete to the best of your knowledge.

5. Use of Information

The information you submit will be used solely for the purpose of:

• Evaluating your investment or wealth management needs

• Contacting you regarding our services

• Providing relevant information, resources, or proposals

• Complying with applicable legal and regulatory requirements

We will not sell, rent, or share your personal information with unaffiliated third parties for marketing purposes without your explicit consent.

6. No Guarantee of Services

Submitting this form does not guarantee that H&M Capital Partners will enter into a client relationship with you. We reserve the right to decline any inquiry at our sole discretion.

7. Intellectual Property

All content on this website, including text, graphics, logos, and materials, is the property of H&M Capital Partners and may not be reproduced without written permission.

8. Limitation of Liability

To the fullest extent permitted by law, H&M Capital Partners shall not be liable for any indirect, incidental, or consequential damages arising from the use of this website or reliance on the information provided herein.

9. Changes to Terms

We reserve the right to update these Terms of Service at any time. The most current version will always be available on this website. Continued use of this website constitutes your acceptance of any revised terms.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the state in which H&M Capital Partners is registered, without regard to its conflict of law provisions.

11. Contact Us

For questions regarding these Terms of Service, please contact us directly through the information provided on this website.

PRIVACY POLICY

H&M Capital Partners Effective Date: June 21, 2026

1. Introduction

H&M Capital Partners ("we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect the information you provide when submitting a form on our website.

2. Information We Collect

When you submit a form on our website, we may collect the following types of information:

• Full name

• Email address

• Phone number

• Mailing or residential address

• Financial goals or investment interests

• Any other information you voluntarily provide in the form

3. How We Use Your Information

We use the information you provide to:

• Respond to your inquiry in a timely manner

• Assess your eligibility or fit for our services

• Schedule consultations or follow-up communications

• Send relevant information about our investment and wealth management services

• Comply with applicable financial regulations and legal obligations

4. How We Protect Your Information

We take reasonable administrative, technical, and physical measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

5. Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following limited circumstances:

• With trusted service providers who assist in operating our business, under confidentiality agreements

• With regulatory or government authorities as required by law

• In connection with a merger, acquisition, or sale of company assets, with appropriate notice to you

6. SMS and Email Communication

By submitting this form, you consent to being contacted via email, phone, or SMS regarding your inquiry and our services. Message and data rates may apply for SMS communications. You may opt out of SMS communications at any time by replying STOP to any message. You may opt out of email communications by clicking the unsubscribe link in any email we send.

7. Cookies and Website Data

Our website may use cookies or similar tracking technologies to improve user experience and analyze website traffic. You may adjust your browser settings to decline cookies, though this may affect some functionality of the site.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any external sites you visit.

9. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, or as required by applicable law or regulation.

10. Your Rights

You have the right to:

• Request access to the personal information we hold about you

• Request correction of any inaccurate information

• Request deletion of your information, subject to legal obligations

• Withdraw your consent to receive communications at any time

To exercise any of these rights, please contact us directly.

11. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

13. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us through the information provided on this website.